Windermere - Jim and Jayne Sawyer

Windermere/St. Helens Real Estate, Inc.

-	UPDATED! First Time Home Buyers Tax Credit	-	USDA 100% Rural Housing Loans Eligibility
-	Columbia County Oregon	-	St. Helens
-	Scappoose	-	Columbia City
-	Rainier	-	Clatskanie
-	Vernonia	-	Oregon Sellers Advisory
-	Mist	-	Oregon Buyers Advisory
-	Oregon REALTOR® Vision	-	Seller`s Toolkit
-	Realtor.com	-	Buyer`s Toolkit
-	Preferred Lenders	-	Why hire a professional?
-	Government Agency Links	-	Importance of a Home Inspection
-	Consumer Loan Information	-	Prepare your home to sell
-	ABC`s of Real Estate	-	Backyard Composting
-	The Right Selling Price	-	Schools Information
-	Title & Escrow	-	Home Staging
-	Well Owner Information	-	Your First Home
-	Kids and Family

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-	A few of our Pending and Sold Listings!
-	Windermere Saint Helens Listings

For 11/20/2009
Programs	Rate	APR	P&I
30 Year (fixed)	4.750%	4.915%	$782.47
15 Year (fixed)	4.125%	4.446%	$1118.95
3/1 Arm*	3.750%	3.514%	$694.67

FHA	0.00000%	0.00000%	$0
Calculations based on loan amount of $150,000 at an 80% loan-to-value. *ARM loans based on 30 year term and APR may increase after closing.