Windermere - Jim and Jayne Sawyer

Windermere/St. Helens Real Estate, Inc.

-	UPDATED! $8000 First Time Home Buyers Tax Credit	-	USDA 100% Rural Housing Loans Eligibility
-	$6500 Repeat Buyers Tax Credit	-	Columbia County Oregon
-	St. Helens	-	Scappoose
-	Columbia City	-	Rainier
-	Clatskanie	-	Vernonia
-	Oregon Sellers Advisory	-	Mist
-	Oregon Buyers Advisory	-	Oregon REALTOR® Vision
-	Seller`s Toolkit	-	Realtor.com
-	Buyer`s Toolkit	-	Preferred Lenders
-	Why hire a professional?	-	Government Agency Links
-	Importance of a Home Inspection	-	Consumer Loan Information
-	Prepare your home to sell	-	ABC`s of Real Estate
-	The Right Selling Price	-	Schools Information
-	Title & Escrow	-	Home Staging
-	Well Owner Information	-	Your First Home
-	Kids and Family

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-	A few of our Pending and Sold Listings!
-	Windermere Saint Helens Listings

For 02/09/2010
Programs	Rate	APR	P&I
30 Year (fixed)	4.875%	5.078%	$793.81
15 Year (fixed)	4.250%	4.557%	$1128.42
3/1 Arm*	3.625%	3.400%	$684.08

FHA	0.00000%	0.00000%	$0
Calculations based on loan amount of $150,000 at an 80% loan-to-value. *ARM loans based on 30 year term and APR may increase after closing.